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Financial Result

PRADHAN MANTRI MATSYA KISAN SAMRIDHI SAH-YOJANA (PM-MKSSY)

PRADHAN MANTRI MATSYA KISAN SAMRIDHI SAH-YOJANA (PM-MKSSY)

Purpose/ Objective:

 

· Formalisation of fisheries sector by creating work based

·Identities for fishers, fish farmers and other stakeholders under a National Fisheries Digital Platform (NFDP)

·Facilitating access to institutional finance

·Incentivization of adoption of aquaculture insurance.

·Incentivizing fisheries Micro-enterprises for improving fisheries sector value chain efficiencies

·Incentivizing micro and small fisheries enterprises for adoption and expansion of fish and fishery product safety and quality assurance systems

Beneficiaries:

 

·Fishers, Fish (Aquaculture) Farmers, Fish workers, Fish Vendors or such other person directly engaged in fisheries value chain.

·Fisheries Micro and Small enterprises in the form of Proprietary Firms, Partnership

·Firms and Companies registered in India, Societies, Limited Liability Partnerships (LLPs), Cooperatives, Federations, Village Level Organizations like Self Help Groups (SHGs), Fish Farmers Producer Organizations (FFPOs) and Startups engaged in fisheries and aquaculture value chains. FFPOs also include Farmers Producer Organizations (FPOs).

·Any other beneficiaries that may be included by the Department of Fisheries, Government of India as targeted beneficiaries.

Key Feature of the scheme:

 

·Incentivizes aquaculture insurance

·Performance grants available

·Beneficiaries under Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY), receive either Rs 5,000 for preparing and submitting a bankable project report, or a success fee ranging from Rs 3,000 to Rs 5,000 depending on loan slabs, if no project report is required.

·Microenterprises, Village Level Organizations, Federations of SHGs and cooperative beneficiaries enjoy higher subsidy rates on incentivizing performance grants

Types of Facility Available: ·Term loan

·Cash Credit

Amount of Loan:

 

·Term loan: Based on the Project Cost

·Working Capital: Cash budget method to assess the working capital limits.

 

Margin , ROI and other terms ·As applicable for the General Agriculture  Loans

( Last modified on Sep 24, 2025 at 03:09:23 PM )

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